Two ways to sell, one easy call. Get competitive cash offers and close as-is in as little as 7 days — or list with a licensed Realtor® for a flat 1% and aim for top dollar. We help you choose the path that nets you more.
Takes about a minute — we respond within 24 hours, usually much sooner.
We help homeowners choose the best way to sell — not just the fastest. Depending on your property and goals, that may be a cash sale or the open market. Either way, you decide with real numbers in front of you.
Dated, damaged, or falling apart — sell it exactly as it stands. No repairs, no cleaning, no staging.
Duplexes, triplexes, fourplexes, and small apartment buildings — even with tenants still in place.
Foreclosure, divorce, inherited, relocation, tired of being a landlord — we help in tough spots with care.
From a fixer in El Cajon to a condo in La Jolla, we arrange competitive cash offers across San Diego County.
Coast to inland, North County to the border. Each page below covers what selling actually looks like in that market — typical condition issues, what buyers there are paying, and the situations that come up most.
Enter your address and a few details, or call/text. Takes a minute, costs nothing.
A local licensed Realtor® reviews your property, condition, and goals.
We obtain offers for your home from our vetted network of independent San Diego investors.
Compare the cash offers against your estimated net from listing. No pressure either way.
Accept a cash offer and close in as little as 7 days, or list with full-service representation for a flat 1%.
A fair cash offer isn't a mystery. Here's exactly how buyers get to your number — no hidden math.
It starts from what your home is worth in top shape, based on recent sales of similar San Diego homes.
Next, the updates and repairs the buyer will handle after purchase are subtracted — so you fix nothing and pay for nothing.
Finally, the buyer’s closing, holding, and resale costs are accounted for — what lets an investor pay cash and carry the risk.
No commissions, no fees, no closing costs. And if you'd net more on the open market, we'll tell you — and can list it for a flat 1% instead.
You talk to a local licensed Realtor® who knows the county block by block — never a call center or a nationwide algorithm.
No commissions, closing costs, or hidden fees. The number we agree on is the cash you keep.
Take the cash and close in a week, or list for a flat 1% for top dollar. Either way, you decide the date.
iBuyers like Opendoor are fast, but the service fee and post-inspection repair deductions add up — and the final offer often lands below the first number. Here's how selling through us stacks up.
| Our approachSan Diego Cash For Houses | iBuyer (e.g. Opendoor) | Traditional agent | |
|---|---|---|---|
| Fees & commissions | ✓$0 on a cash sale | ~5% service fee | 5–6% commission |
| Closing costs | ✓We cover them | ~1% you pay | 1–3% you pay |
| Repairs | ✓None — sell as-is | Deducted after inspection | Often required to sell |
| Offer after walkthrough | ✓Fair & transparent | Often drops from first number | Buyer can renegotiate |
| Time to close | ✓As little as 7 days | About 14–60 days | 30–60+ days |
| Showings & open houses | ✓None | None | Yes, ongoing |
| Deal certainty | ✓Firm cash, no financing | Firm cash | Can fall through |
| Who you deal with | ✓A local licensed Realtor® | A national algorithm | Your agent |
| Condition & situations | ✓Any condition, multi-units | Limited eligibility | Best if move-in ready |
| Option for top dollar | ✓Yes — list for 1% | No — take it or leave it | Yes, at full commission |
Comparison reflects typical industry terms; iBuyer fees and repair deductions vary by company and offer. For general guidance only.
Tell us the address and a little about the property. You'll get competitive, no-obligation cash offers within 24 hours. Prefer to aim for top dollar? Ask about listing for a flat 1%.
Prefer email? Write to us at sandiegocashforhouses@gmail.com
Generally between 70% and 85% of after-repair value, minus the cost of repairs. That range is wide because condition genuinely drives it. A house needing $10,000 of paint and carpet sits near the top of it. A house needing a roof, a foundation repair, and a full interior sits near the bottom. Any buyer who quotes you a fixed percentage before seeing the property is guessing, and any buyer who will not show you the three numbers behind their offer — after-repair value, the comparable sales it came from, and the repair estimate — is not doing arithmetic in front of you.
The comparison that matters is not the cash offer against your home’s market value. Those measure different things. It is the cash offer against your estimated net proceeds from listing, after commission, repairs, concessions, closing costs, and the holding costs you pay every month the house sits. On a $900,000 San Diego house that stack routinely runs $80,000 to $110,000. Sometimes the cash offer still loses by a lot. Sometimes it does not lose at all.
Often, and we would rather say so than sell you something. If your house is in reasonable condition, you can allow showings, and you have 60 to 90 days, listing it on the MLS will almost certainly net you more — frequently six figures more on a San Diego property. That is why this site offers a flat 1% listing alongside the cash option instead of pretending one answer fits every house.
A cash sale earns its discount in specific circumstances:
Three things change the math here more than they do in most markets.
Values are high enough that percentages hurt. A percentage point of commission on a San Diego house is real money, which is why a 1% listing fee is not a small optimization here — it is usually a five-figure difference for identical MLS exposure and identical licensed representation.
Long-held properties carry small loans against large values. Proposition 13 means many owners have decades of appreciation and a modest remaining balance. That is why equity survives situations that look hopeless from the inside, and why it is worth knowing that after a trustee’s sale, any proceeds above the liens belong to the former owner under Civil Code section 2924j — money a great many people never claim.
Condition problems here are regional. Sewer laterals in older neighborhoods, galvanized plumbing, unpermitted garage conversions and additions, aging roofs on mid-century stock, and stucco and moisture intrusion near the coast. These are exactly the items that turn up in a buyer’s inspection and become mid-escrow renegotiations on a financed sale.
Your property gets evaluated against recent comparable sales and its condition. Within about 24 hours you receive a competitive as-is cash number from the buyer network and an estimated net from listing at a flat 1%, with the deductions itemized so you can see the gap rather than guess at it. Then you choose — or you do neither, which is a real option and costs you nothing.
There is no fee, no obligation, and no consequence for declining. San Diego Cash For Houses does not purchase properties itself and is never the buyer; buyers in our vetted network do that, and full-service listing representation is available through a licensed California broker.
Your house has three values, not one — market, as-is, and cash-offer. Confusing them is why sellers feel lowballed.
The three numbers →Every line item on a San Diego sale, itemized, with a worked net-proceeds example and the county transfer tax.
See the breakdown →Every statutory deadline with the code sections — including the AB 2424 postponements most people have not heard of.
See the timeline →Documents to gather, California disclosures you must deliver, and what changes on an as-is sale.
Open the checklist →Cash offer, iBuyer, or list at 1% — side by side on what each actually nets you.
Compare →33 questions answered straight, including the ones where the honest answer is that a cash offer is wrong for your house.
Read the FAQ →